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OnePay: New Account $125 Bonus

One Finance not too long ago rebranded to OnePay and are actually providing a $125 money bonus by way of Racuten.

OnePay is a fintech firm that works with Coastal Group Financial institution and Lead Financial institution (each Member FDIC) to supply banking providers. They provide OnePay Money, which comes with a debit card that provides money again, no month-to-month charges, and three.75% APY in your financial savings with you employ OnePay Money+ (requires $500+ month-to-month direct deposit and $5,000+ steadiness).

In the event you open an account by way of Rakuten and meet sure situations, they’ll ship you $125.

Desk of Contents
  1. How one can get $125 from OnePay
  2. How does this bonus evaluate?

How one can get $125 from OnePay

This bonus is obtainable by way of Rakuten, not from OnePay immediately, and so you have to to enroll in a Rakuten account in the event you don’t have already got one. In the event you use my referral hyperlinkyou’re going to get an additional $30 money again whenever you fulfill this provide.

Upon getting an account, go to OnePay web page on Rakuten and evaluation the phrases. To get cashback, you need to open an account and full a direct deposit of $500+ inside 45 days of signup. The qualifying first direct deposit should be an automated cost technique, comparable to a paycheck, gig platform funds, retirement funds, or authorities advantages. Individual to individual transfers like Venmo or PayPal received’t depend nor will an ACH or debit card funding.

In the event you run into any issues, you want to attain out to Rakuten for the bonus because it’s being provided by way of them, not OnePay.

Bear in mind, in the event you use this referral hyperlinkit’s an additional $30 in money again.

👉 See the OnePay provide on Rakuten

How does this bonus evaluate?

The money again bonus provide on this varies all year long, in all probability primarily based on how badly OnePay wants new clients. I’ve seen it as excessive as $250 and $200, so $125 is a bit on the decrease facet.

For a single $500 direct deposit, the provide is OK. Chances are you’ll need to wait till it’s a bit greater or, in the event you don’t really feel like ready, pull the set off now.

Listed here are another presents:

U.S. Financial institution – as much as $450

Earn as much as $450 whenever you open a brand new U.S. Financial institution Neatly® Checking account and full qualifying actions. Topic to sure phrases and limitations. Provide legitimate by way of Could 6, 2025. Member FDIC.

Get began with an preliminary deposit of $25 inside 30 days. Provide is probably not obtainable in the event you reside exterior of the U.S. Financial institution footprint or will not be an present shopper of U.S. Financial institution or State Farm.

👉 Click on right here to be taught extra

BMO Checking – $400

BMO is providing a $400 bonus* whenever you open a BMO Checking account and you’ve got a cumulative whole of $4,000 in qualifying direct deposits inside 90 days of account opening between 5/5/25 – 9/8/25. It’s a very easy provide that’s obtainable nationwide.

*Circumstances apply

👉 Click on right here to be taught extra


Financial institution of America – $300 Bonus Provide

Financial institution of America presents a $300 Bonus Provide money bonus in the event you open a brand new account and Arrange and obtain Qualifying Direct Deposits* totaling $2,000 or extra into that new eligible account inside 90 days of account opening. Financial institution of America Benefit SafeBalance Banking® for Household Banking accounts are not eligible for this provide. It has a month-to-month charge that’s straightforward to have waived.

👉 Click on right here to be taught extra


Chase Complete Checking® – $300

Chase Financial institution will provide you with $300 whenever you open a Complete Checking account and arrange and obtain direct deposits totaling $500 or extra inside 90 days. There’s a $12 month-to-month charge that’s waivable with a month-to-month direct deposit of simply $500, so no gotchas on this deal!

👉 Click on right here to be taught extra

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