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The concept and the chance that helped Mirjana thrive

By MI-BOSPO

Earlier than the Bosnian warfare, Mirjana Parhomov  was a security engineer residing quietly within the city of Bijeljina, Bosnia. Through the warfare’s aftermath nonetheless, she was one among many who have been left and not using a job, an revenue and a house.

“It”s laborious if you find yourself left and not using a dwelling and a job,” Mirjana stated. “It appears to me that my job loss was more durable on me than shedding the home. Outdated folks say, a hardworking man can begin from scratch and make one thing of it 3 times in a single lifetime. However, I say, a hardworking girl can begin from scratch and make one thing of it 5 occasions in a single lifetime!”

In 2003, Mirjana took her first mortgage from MI-BOSPO to begin a enterprise. Her thought was to re-start her father”s former enterprise—a water mill—and use it to provide flour. The revenue she obtained from the enterprise helped her household survive a tough interval.

“They inform me that this can be a man”s job. It’s tough, however it isn’t a person”s job,” Mirjana instructed her mortgage officer. “I used to be penniless however with the concept. I wished to run the mill!”

After repaying the primary mortgage and seeing how her enterprise has strengthened, Mirjana knew she wished to make it even higher. She realized that she wanted to take a position much more in her enterprise if she wished to increase her providing. She wished to introduce new merchandise similar to buckwheat, barley and rye. Mirjana is presently within the eighth mortgage cycle with MI-BOSPO. She is utilizing 1500 BAM (US$976), which was invested in corn planting, from which she is going to produce wholesome corn flour and different corn flour merchandise. “As a spouse and a mom, I believed, wholesome meals is the longer term.”

When she is just not working on the mill, Mirjana goes round to close by eating places and gives her merchandise. In the present day, Mirjana produces many merchandise from several types of flour, satisfying the assorted wants of her prospects.

“I got here to MI – BOSPO for a mortgage. It was a small quantity to begin with. And, so I began. Little by little, I now have elaborated job and everyone is aware of about my mill and me. I’ve common prospects. I managed to achieve the enterprise quantity and income in order that I can rent an worker. That’s my success. I’m glad that I used to be in a position to rent another person. I’m nonetheless a consumer of MI-BOSPO. I wish to work with them. I began with them. They’re my help.”

Her story describes the influence of empowering low-income ladies with monetary entry: with simply an thought borne of a necessity mixed with laborious work and the chance of a mortgage, a worthwhile enterprise is created, producing employment for the neighborhood is nicely. MI-BOSPO is pleased with its purchasers like Mirjana and their success.

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