Pay attention: Low cost Well being Insurance coverage Isn’t All the time Low cost

By Jackie Fortiér

April 21, 2026

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<br /> <span class="byline">Jackie Fortiér</span></p> <p>Excessive-deductible plans can seem like a deal, till the payments begin rolling in. On this episode of the NPR podcast <em>Life Equipment</em>reporter Jackie Fortiér breaks down what to anticipate and the right way to put together.</p> <p>Lots of people select their medical insurance the best way they store for a flight — kind by the bottom worth and click on “purchase.” However what seems to be like a cut price upfront can include pricey penalties later.</p> <p>After some federal monetary support expired, many People discovered that high-deductible well being plans have been the one choice they might afford.</p> <p>In a brand new episode of NPR’s <em>Life Equipment</em> podcast, KFF Well being Information reporter Jackie Fortiér and podcast host Marielle Segarra focus on what these plans are, and why they will really feel so complicated. Think about paying $100 out-of-pocket for a routine physician go to that used to value you $20. Think about shouldering 1000’s of {dollars} in payments earlier than your insurance coverage pays a cent.</p> <p>Nonetheless, for some individuals — particularly those that not often want medical care — high-deductible plans work. Hearken to the episode to discover how timing your care and benefiting from free preventive providers might help you profit from your protection.</p> <p><a href="https://kffhealthnews.org/about-us">KFF Well being Information</a> is a nationwide newsroom that produces in-depth journalism about well being points and is among the core working packages at KFF—an unbiased supply of well being coverage analysis, polling, and journalism. Be taught extra about <a href="https://www.kff.org/about-us/">KFF</a>.</p> <h3>USE OUR CONTENT</h3> <p>This story may be republished free of charge (<a href="https://kffhealthnews.org/news/article/listen-to-the-latest-kff-health-news-minute-2026/view/republish/">particulars</a>).</p> <p>
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