We all know medical insurance could be difficult. That’s why we attempt to make it straightforward to discover a well being plan that works for you. In any case, enrolling in a well being plan is likely one of the greatest choices you may make to guard your self and your loved ones.
In the event you stay within the Higher Philadelphia area and also you’re purchasing for a person or household medical insurance plan, we’re right here to assist. Any U.S. citizen, nationwide, or lawfully current non-citizen is eligible for a person plan beneath the Reasonably priced Care Act (ACA).
How Can I Discover Reasonably priced Well being Insurance coverage in Southeastern Pennsylvania?
Independence Blue Cross (IBX) gives the widest choice of well being plans in Pennsylvania for 2026, so you will discover one which matches your funds, well being wants, and preferences.
An essential a part of discovering inexpensive medical insurance is ensuring you perceive the complete value of medical insurance. Your month-to-month premium is what you pay to purchase medical insurance, but it surely’s additionally essential to grasp how a lot it prices to truly use your protection. Once you want care, what is going to you pay out-of-pocket for copays, coinsurance, and deductibles? Are your most popular docs within the community? You’ll want to take into consideration these elements when making your choice.
After getting an thought of what kind of well being care protection you want, you’ll be able to begin evaluating IBX well being plan choices.
Do I Qualify for Low-Price or Sponsored Well being Insurance coverage?
Many who apply for medical insurance are additionally eligible for monetary help from the federal authorities to assist pay their month-to-month premium — often known as a premium tax credit score (or subsidy). Relying in your earnings, you could possibly qualify for monetary help.
At the moment, many individuals qualify for an enhanced premium tax credit score. In 2021, enhanced premium tax credit have been launched via the American Rescue Plan Act (ARPA) to make well being care protection extra inexpensive in the course of the COVID-19 public well being emergency. These enhanced tax credit have been later prolonged via the top of 2025.
Except Congress implements coverage to increase the improved tax credit, they’ll expire on the finish of 2025. Even when the improved tax credit expire, please perceive that monetary help will nonetheless be out there in 2026 on the pre-ARPA tax credit score ranges.
Discover out in case you are eligible for a tax credit score utilizing our on-line ACA Subsidy Calculator.
In case you are eligible for a tax credit score, you’ll need to enroll in an IBX well being plan utilizing Pennythe Well being Insurance coverage Market for Pennsylvania.
In case you are not eligible, apply straight with IBX.
How Can I Get a Free Well being Insurance coverage Quote?
Get a free medical insurance quote by visiting the Independence Blue Cross plan procuring website. You’ll full a fast and simple survey and obtain your free quote. There’s no obligation to purchase the well being plan you obtain a quote for, and you’ll value as many well being plans as you want. Once you discover a medical insurance plan you want, you can begin your enrollment proper then and there.
Get a free medical insurance quote.
Don’t Miss Out on Well being Care Protection for 2026!
Keep in mind that the Open Enrollment interval to get medical insurance for 2026 is from November 1, 2025 to January 15, 2026. Don’t miss your likelihood to get lined.
Need assistance figuring out which plan will work greatest for you? We might help! Name 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST.
