Save £100 in 100 days with the Skint Dad Christmas problem. Easy every day steps to unfold the price, clear litter, and lower festive stress.
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Christmas at all times feels costly, however this yr you’ve obtained a head begin.
Immediately marks 100 days till Christmas, and that’s loads of time to make December much less aggravating, much less spendy, and much more satisfying.
So, I’m setting a Skint Dad problem: 100 days to prepare for Christmas, with out draining your checking account. Right here’s the way it works.
Save £1 a day – find yourself with £100 Christmas fund
The only model is to place away £1 each single day between now and Christmas. By the point the large day arrives, you’ll have £100 able to go.
- That’s your turkey and trimmings lined.
- Or it may pay for the youngsters’ stocking fillers.
- Or it would simply imply you don’t have to depend on the bank card come December.
In the event you can stretch it, up the every day quantity: £2 a day = £200, £5 a day = £500.
Tip: Hold it separate so that you’re not tempted to dip into it. A jar within the kitchen, a sealed cash tin, or a financial savings pot in your banking app all work.
And if you happen to like saving little and infrequently this manner, why not attempt the 1p saving problem within the new yr?
Earn £1 a day – make an additional £100
If saving feels not possible, flip it on its head and earn an additional £1 a day as a substitute. Over 100 days, that’s one other £100 in your Christmas pot.
It doesn’t should be large or difficult, simply little cash wins that add up:
- Do a fast survey on websites like Qmee or Prolific. Each can probably get you much more than £1 a day!
- Use cashback and receipt apps like TopCashback, Shoppix or Storewards.
- Provide small companies domestically: pet sitting, ironing, or selecting one thing up for a neighbour.
Even tiny quantities depend. In the event you handle £2 or £3 some days, you’ll smash by way of the £100 goal.
Tip: Hold observe of your every day “additional pound” in a pocket book or notes app as seeing it develop is an actual enhance.
Clear 100 issues problem
If cash’s tight, attempt the declutter model of the problem as a substitute. Every single day, select one factor in your house you don’t want and promote, donate, or recycle it.
By Christmas Eve, that’s 100 issues gone.
Even if you happen to solely promote 20 of them for £5 every, you’ve simply added £100 to your Christmas fund. And also you’ll have a clearer dwelling prepared for the inevitable inflow of latest stuff.
Why not attempt utilizing eBay as they now not cost vendor charges.
Combine and match for optimum influence
Need to go all in?
Do all three!
Put £1 apart and declutter an merchandise every day and attempt to earn simply £1 additional a day.
By Christmas, you’ll have £100 saved, a tidier dwelling, and extra cash if you happen to promote a few of your litter, and should have earned £100 too!
Weekly check-ins
The problem works greatest if you happen to observe it. Every week:
- Rely up how a lot you’ve saved to date.
- Be aware what number of objects you’ve decluttered.
- Share your progress with a pal, member of the family, or on-line because it helps hold you accountable.
Skint Dad tip
Christmas at all times seems like a cash drain, however it doesn’t must. A pound right here, an merchandise there – over 100 days, it provides as much as a calmer, cheaper December.
Last thought
100 days would possibly sound like perpetually, however it’ll fly by. Whether or not you save £1 a day, declutter one factor a day, or each, by the point Christmas comes round, you’ll be prepared.
Much less litter, much less debt, much less stress, and extra time to really benefit from the festive season.
Naomi is aware of the burden of dwelling on little or no and have become debt free by following her personal cash saving ideas and methods. She is an skilled on saving cash on the grocery store and aspect hustles.
